If you don’t go up to bat and take a swing — AND risk rejection — you’ll never get a chance at a home run or even a grand slam. So whether or not this guy she met is a gazillionaire or a poet who lives in poverty, the difference between you and him is that he asked her out, and you gave in to your fear of rejection.
Risk that rejection, face your fear and ask her out — don’t tell her how you feel, show her. Dinner, a movie, a hike, a tennis match or any other activity where you invite her in advance, pick her up, show her a good time, and bring her home afterwards, is a way to get to know her, and allow her to get to know you. So go for it! Ask her out. 🙂