[Anonymous]

I need some advice. I recently became divorced from my wife of three years. We had some financial issues that started during our marriage. She constantly wanted to take expensive vacations and built up a huge debt with these vacations. It lead to a bankruptcy. We live in her mother’s second house free of rent, but I lost my car in the process and my credit. Not long after our bankruptcy, she opened a credit card account in my name and again charged up a vacation on it and did not pay it off. I did not learn of this until after our divorce that she requested and filed for a few months ago. We said we would try to change and work it out and continued to stay together in the house. I have drifted further and further from her because I am tired of being hurt by her. She gets very questionable text messages, goes out and drinks with friends, etc. that make me very suspicious. I cannot afford to move out, yet can not truly be free until I do. If I did not have to worry about her car payment, I maybe able to afford something but wouldn’t be approved for the credit to do so. I still pay her car payment because it is in both our names and I know she cannot. I do not want it to be repossessed and hurt my credit even more. Help me! What should I do?

[April Masini, your AskApril]

It sounds like you need legal advice, so see if you can get a lawyer to help you limit your financial liabilities during your legal separation with your pending divorce. It sounds like the only problem you have is the car payment on her car that is in both of your names. But since you both signed the contract there seems to be a joint obligation and responsibility. Again — I’m not a lawyer, so you should seek appropriate advice. Ultimately, this and other financial issues will be settled when your divorce is finalized, so don’t dawdle on that issue. Limit your liability.

As for moving out of her mother’s house, you should find a friend to move in with or a relative who will put you up until you can get your divorce finalized at which time your financial settlement will be clear. Doing this will limit your heartbreak as your soon to be ex-wife starts testing the dating waters under the same roof.

I hope that helps.

You can look for more input by joining (for free!) my AskApril.com group page on Facebook. I hope to see you there at this link: [url][/url]!

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